To qualify as a Habitat for Humanity of Palm Beach County Prospective Homeowner you must meet the 3 main requirements:


Need for Shelter: 

  • Must be a first time homeowner
  • Living in overcrowded, unaffordable, substandard or public housing
  • Unable to secure adequate housing through the private market

Ability to Pay:

  • Sustain a savings account over a specified period of time.
  • Have acceptable credit history
  • Earn a annual income that falls within 30% to 80% of area median income as determined annually by HUD (*in order to qualify, each Habitat PBC home area may also have a specific income requirement).                                                                  
Income Limits from HUD as of March 2017
Family Size Minimum Income Maximum Income
1 $15,100 $40,250
2 $17,250 $46,000
3 $20,420 $51,750
4 $24,600 $57,500
5 $28,780 $62,100
6 $32,960 $66,700
7 $37,140 $71,300
8 $41,320 $75,900
Willingness to Partner:
  • Have a commitment to a drug free community and no serious criminal history
  • Applicants MUST be legal U.S. residents
  • Must be willing to invest 400 hours of "Sweat Equity" (volunteer labor)
  • Willing to enter in a 30 year partnership with Habitat PBC, living in areas where we are currently building.
  • Attend monthly meetings, educational home ownership classes, and budget and credit counseling sessions. 
  • Must reside or be employed in our service area (from Hypoluxo Road North to the Martin County line) for 12 months prior to applying
What programs are offered to Habitat PBC Families?
Interested in applying for a home?
Additional questions regarding Habitat PBC Homeownership?
Habitat for Humanity is pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to becoming a homeowner due to race, religion, sex, handicap, familial status or national origin.